The Call about The Offer

Mr. (Kevin) Bosley, our agent and the father of the best man, called! Good and bad news... Good news is it's basically ours, the sellers are meeting tomorrow at 12:30 to initial the increase. Then Kevin is sending our loan officer Loona the last page so she can get going on the last steps of the loan.

Bad news is all of a sudden our loan officer needs more time, which is bogus. I think she's really irritating Kevin and she's really ticking off Mike. First she doesn't know if we need a PMI or if we can do two loans (80%/15%) - we found out later we do need a PMI, which is lame because she waited to the last minute to tell us. NOW, she needs more time to complete the loan which is lame because she initially told us 2 weeks to get things done then from that point 2 weeks to close. Now she needs 3 weeks to 30 days to close and she doesn't know if she can close on time. Why did she tell us one thing if it wasn't right, we would have written our offer different if we would have known. *SIGH* If we had time at this point, I'd look for a different loan officer, but at this point we don't have that kind of time. Thing is, Kevin says if she can't get it done in time... we have to give them a new offer. A NEW OFFER!? We have to do this process all over again? And on top of it, they liked our offer because it had such a quick turn around. ARGH, its so irritating. Plus, Kevin can't book his trip to the cities until he knows for certain what day we are closing. So the longer she waits the more expensive it gets. She's kind of screwed us twice now. Mike wants to give her a bad review. All I know is this loan process is a lot more annoying than I thought it would be.

I have always heard that the first house is the hardest, the next one better be all down hill...and years from now.

We were hoping to get this done before the 21st and now it may push out beyond that. Its just kind of disheartening, we are so eagar to move in and start painting and deforesting. :) Just got to stay up beat.